The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on No-cost EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.
Instant Personal Loan App
● Get instant personal loans up to ₹40 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loans.
● Self-employed individuals can get affordable business loans.
Highlights of Personal Loan
✔️ Loan Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 6 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 32%
✔️ Processing Fees: Up to 3.93% of the loan amount (including taxes)
Example: For a loan of ₹1,00,000 at an interest rate of 2% per month for 12 months resulting in ₹8,250 interest (interest rate on a reducing balance method), with a processing fee of 3% (₹3,000) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,11,350.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.
Shop on No Cost EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● From electronics to sports equipment to smartphones to furniture – shop everything on No-cost EMIs.
● Shop genuine products from top brands with exciting offers and discounts.
Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.
● Recharge your mobile numbers, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.
Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.
Earn as You Spend with Credit Cards
● Apply for the Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card in a few steps.
● Get reward points on your spending & enjoy perks such as free cash withdrawal, fuel surcharge waiver, airport lounge access, and more.
Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● Enjoy special rates on Digital FD through the app.
● You can start investing in FD online for just ₹15,000 and get a loan against it.
● You can also invest in the Bajaj Finance Systematic Deposit Plan with just ₹5,000.
● Secure your savings with high-yield FD.
Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.
Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.
One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.
Đặc trưng
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries
Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014
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