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The smartest way to invest, spend and bank.
Earn 3 % interest on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback. Invest easily and safely with just 1 €.

Earn while you spend
– Activate 3 % annual interest with your new Trade Republic IBAN and earn money every month on unlimited cash with your current account. Enjoy full flexibility to withdraw any time.
– No monthly subscription fee. Unlimited free ATM withdrawals worldwide from 100 €.
– Earn 1% Saveback on card spending into your savings plan. You can earn Saveback on up to 1,500 € in monthly spending. To qualify, invest at least 50 € monthly in savings plans.
– Round up card payments and invest spare change on the go.

Save now for later
– Invest with just 1 € in stocks or ETFs. No hidden fees, easy and safe.
– Savings Plans on ETFs or stocks to invest continuously for long term wealth.
– Bonds to lock in high interest for years and get regular payments. Start with 1 €, sell anytime.
– Derivatives trading with premium partners: Citi, HSBC, Société Générale or UBS.

Trusted by millions
– Over 8 millions users and 100 billions € of assets across 17 European countries.
– German bank regulated by BaFin and Bundesbank.
– Publicly regulated exchange and better spreads than the reference market.

We are on a mission to empower everyone to create wealth with easy, safe and free access to the financial system.

Please refer to our website for more information.